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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,230 | $183,539-60.6% | $155,556-53.6% | $145,897-50.5% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 19.43% | 61.31%-41.9pp | 64.84%-45.4pp | 552.29%-532.9pp |
| Employer contribution / active EE | $2,033 | $5,315-61.8% | $4,675-56.5% | $4,663-56.4% |
| Participant deferral / active EE | $4,167 | $6,467-35.6% | $5,631-26.0% | $6,689-37.7% |
| Admin fee / account holder | $4,321 | $19,275-77.6% | $15,885-72.8% | $13,390-67.7% |