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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,805 | $185,312-48.8% | $161,489-41.3% | $154,746-38.7% |
| Participation rate | 76.2% | 82.5%-6.3pp | 78.7%-2.5pp | 80.7%-4.5pp |
| Annual return | 20.10% | 103.84%-83.7pp | 89.72%-69.6pp | 172.34%-152.2pp |
| Employer contribution / active EE | $6,201 | $4,769+30.0% | $4,268+45.3% | $4,379+41.6% |
| Participant deferral / active EE | $4,538 | $6,350-28.5% | $5,630-19.4% | $6,730-32.6% |
| Admin fee / account holder | $3,882 | $18,654-79.2% | $16,006-75.7% | $14,365-73.0% |