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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,038 | $154,228-59.8% | $145,433-57.3% | $137,256-54.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.05% | 74.59%-55.5pp | 66.58%-47.5pp | 220.34%-201.3pp |
| Employer contribution / active EE | $4,768 | $4,804-0.8% | $4,554+4.7% | $4,156+14.7% |
| Participant deferral / active EE | $5,682 | $8,216-30.8% | $7,897-28.0% | $6,407-11.3% |
| Admin fee / account holder | $1,332 | $14,344-90.7% | $13,129-89.9% | $12,270-89.1% |