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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,522 | $100,970-51.0% | $96,576-48.7% | $137,256-63.9% |
| Participation rate | 52.4% | 82.6%-30.2pp | 81.4%-29.1pp | 80.0%-27.6pp |
| Annual return | 15.10% | 38.16%-23.1pp | 38.47%-23.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,202 | $3,809-68.5% | $3,553-66.2% | $4,156-71.1% |
| Participant deferral / active EE | $3,262 | $8,286-60.6% | $7,956-59.0% | $6,407-49.1% |
| Admin fee / account holder | $318 | $11,312-97.2% | $11,381-97.2% | $12,270-97.4% |