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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,495 | $227,399-56.7% | $189,758-48.1% | $198,609-50.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 18.14% | 61.03%-42.9pp | 52.62%-34.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $1,405 | $5,526-74.6% | $4,767-70.5% | $5,055-72.2% |
| Participant deferral / active EE | $6,048 | $6,837-11.5% | $5,856+3.3% | $6,977-13.3% |
| Admin fee / account holder | $970 | $25,162-96.1% | $20,388-95.2% | $19,030-94.9% |