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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,380 | $160,070+13.3% | $147,117+23.3% | $145,897+24.3% |
| Participation rate | 47.4% | 84.0%-36.7pp | 82.2%-34.8pp | 80.3%-32.9pp |
| Annual return | 19.71% | 98.69%-79.0pp | 420.54%-400.8pp | 552.29%-532.6pp |
| Employer contribution / active EE | $2,210 | $5,285-58.2% | $4,932-55.2% | $4,663-52.6% |
| Participant deferral / active EE | $7,072 | $8,419-16.0% | $8,065-12.3% | $6,689+5.7% |
| Admin fee / account holder | $893 | $15,035-94.1% | $12,993-93.1% | $13,390-93.3% |