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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,380 | $160,040+13.3% | $147,096+23.3% | $145,877+24.3% |
| Participation rate | 47.4% | 84.0%-36.7pp | 82.2%-34.8pp | 80.3%-32.9pp |
| Annual return | 19.71% | 98.49%-78.8pp | 419.75%-400.0pp | 551.28%-531.6pp |
| Employer contribution / active EE | $2,210 | $5,289-58.2% | $4,936-55.2% | $4,663-52.6% |
| Participant deferral / active EE | $7,072 | $8,429-16.1% | $8,071-12.4% | $6,691+5.7% |
| Admin fee / account holder | $893 | $15,050-94.1% | $13,005-93.1% | $13,402-93.3% |