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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,361 | $100,970+147.0% | $96,576+158.2% | $137,256+81.7% |
| Participation rate | 70.0% | 82.6%-12.6pp | 81.4%-11.4pp | 80.0%-10.0pp |
| Annual return | 17.53% | 38.16%-20.6pp | 38.47%-20.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $5,567 | $3,809+46.2% | $3,553+56.7% | $4,156+34.0% |
| Participant deferral / active EE | $16,012 | $8,286+93.2% | $7,956+101.2% | $6,407+149.9% |
| Admin fee / account holder | $1,727 | $11,312-84.7% | $11,381-84.8% | $12,270-85.9% |