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More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,058 | $81,276-29.8% | $155,574-63.3% | $80,925-29.5% |
| Participation rate | 93.7% | 66.2%+27.4pp | 78.2%+15.5pp | 67.7%+26.0pp |
| Annual return | 10.87% | 33.36%-22.5pp | 64.87%-54.0pp | 35.65%-24.8pp |
| Employer contribution / active EE | $5,289 | $3,103+70.4% | $4,676+13.1% | $2,756+91.9% |
| Participant deferral / active EE | $1,884 | $3,453-45.4% | $5,629-66.5% | $4,299-56.2% |
| Admin fee / account holder | $0 | $7,993-100.0% | $15,914-100.0% | $6,940-100.0% |