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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,901 | $111,535+164.4% | $105,223+180.3% | $137,256+114.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.94% | 237.85%-217.9pp | 180.65%-160.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $10,365 | $3,939+163.1% | $3,689+181.0% | $4,156+149.4% |
| Participant deferral / active EE | $11,167 | $5,500+103.0% | $5,072+120.2% | $6,407+74.3% |
| Admin fee / account holder | $1,966 | $9,721-79.8% | $8,859-77.8% | $12,270-84.0% |