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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,068 | $102,422+67.0% | $147,117+16.3% | $80,959+111.3% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 16.17% | 135.16%-119.0pp | 420.54%-404.4pp | 35.67%-19.5pp |
| Employer contribution / active EE | $11,547 | $3,717+210.6% | $4,932+134.1% | $2,757+318.8% |
| Participant deferral / active EE | $14,514 | $6,652+118.2% | $8,065+80.0% | $4,300+237.5% |
| Admin fee / account holder | $9,536 | $7,953+19.9% | $12,993-26.6% | $6,925+37.7% |