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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,068 | $102,429+67.0% | $147,096+16.3% | $80,925+111.4% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 16.17% | 135.02%-118.9pp | 419.75%-403.6pp | 35.65%-19.5pp |
| Employer contribution / active EE | $11,547 | $3,716+210.8% | $4,936+133.9% | $2,756+318.9% |
| Participant deferral / active EE | $14,514 | $6,649+118.3% | $8,071+79.8% | $4,299+237.6% |
| Admin fee / account holder | $9,536 | $7,957+19.8% | $13,005-26.7% | $6,940+37.4% |