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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,863 | $80,812-25.9% | $160,784-62.8% | $82,448-27.4% |
| Participation rate | 85.9% | 66.2%+19.7pp | 77.0%+9.0pp | 68.1%+17.8pp |
| Annual return | 14.70% | 100.59%-85.9pp | 1803.92%-1789.2pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,759 | $2,174-19.1% | $3,733-52.9% | $2,551-31.1% |
| Participant deferral / active EE | $3,835 | $4,335-11.5% | $6,293-39.1% | $4,139-7.4% |
| Admin fee / account holder | $7,599 | $7,695-1.3% | $9,717-21.8% | $7,234+5.0% |