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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,417 | $227,399-51.4% | $189,758-41.8% | $198,609-44.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 0.00% | 61.03%-61.0pp | 52.62%-52.6pp | 202.70%-202.7pp |
| Employer contribution / active EE | $4,034 | $5,526-27.0% | $4,767-15.4% | $5,055-20.2% |
| Participant deferral / active EE | $8,737 | $6,837+27.8% | $5,856+49.2% | $6,977+25.2% |
| Admin fee / account holder | $48,751 | $25,162+93.7% | $20,388+139.1% | $19,030+156.2% |