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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,296 | $86,949+21.1% | $102,460+2.8% | $80,959+30.1% |
| Participation rate | 73.7% | 72.4%+1.3pp | 76.5%-2.8pp | 67.7%+6.0pp |
| Annual return | 17.26% | 18.89%-1.6pp | 29.47%-12.2pp | 35.67%-18.4pp |
| Employer contribution / active EE | $1,299 | $2,370-45.2% | $3,025-57.1% | $2,757-52.9% |
| Participant deferral / active EE | $5,941 | $4,121+44.2% | $5,056+17.5% | $4,300+38.2% |
| Admin fee / account holder | $1,871 | $8,048-76.8% | $9,460-80.2% | $6,925-73.0% |