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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,967 | $129,737-2.1% | $119,126+6.6% | $154,746-18.0% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 14.18% | 379.08%-364.9pp | 282.11%-267.9pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,728 | $4,375-37.7% | $4,034-32.4% | $4,379-37.7% |
| Participant deferral / active EE | $7,037 | $5,842+20.5% | $5,318+32.3% | $6,730+4.6% |
| Admin fee / account holder | $7,362 | $11,961-38.5% | $10,693-31.2% | $14,365-48.8% |