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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,806 | $87,037+59.5% | $106,201+30.7% | $80,874+71.6% |
| Participation rate | 93.9% | 70.4%+23.5pp | 75.3%+18.6pp | 67.6%+26.3pp |
| Annual return | 8.89% | 17.05%-8.2pp | 116.26%-107.4pp | 35.62%-26.7pp |
| Employer contribution / active EE | $3,766 | $2,396+57.2% | $3,170+18.8% | $2,756+36.6% |
| Participant deferral / active EE | $6,178 | $3,986+55.0% | $5,012+23.3% | $4,297+43.8% |
| Admin fee / account holder | $17,992 | $8,434+113.3% | $11,039+63.0% | $6,935+159.4% |