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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,806 | $87,132+59.3% | $105,624+31.4% | $80,959+71.5% |
| Participation rate | 93.9% | 70.4%+23.5pp | 75.3%+18.7pp | 67.7%+26.3pp |
| Annual return | 8.89% | 17.03%-8.1pp | 116.20%-107.3pp | 35.67%-26.8pp |
| Employer contribution / active EE | $3,766 | $2,397+57.1% | $3,168+18.9% | $2,757+36.6% |
| Participant deferral / active EE | $6,178 | $3,985+55.0% | $5,013+23.2% | $4,300+43.7% |
| Admin fee / account holder | $17,992 | $8,449+113.0% | $10,961+64.1% | $6,925+159.8% |