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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,808 | $196,972-23.9% | $182,262-17.8% | $198,609-24.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.58% | 158.27%-142.7pp | 140.60%-125.0pp | 202.70%-187.1pp |
| Employer contribution / active EE | $9,110 | $5,364+69.8% | $5,046+80.5% | $5,055+80.2% |
| Participant deferral / active EE | $12,732 | $8,643+47.3% | $8,276+53.8% | $6,977+82.5% |
| Admin fee / account holder | $2,020 | $18,429-89.0% | $16,712-87.9% | $19,030-89.4% |