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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,808 | $154,228-2.9% | $145,433+3.0% | $137,256+9.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.58% | 74.59%-59.0pp | 66.58%-51.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $9,110 | $4,804+89.6% | $4,554+100.0% | $4,156+119.2% |
| Participant deferral / active EE | $12,732 | $8,216+55.0% | $7,897+61.2% | $6,407+98.7% |
| Admin fee / account holder | $2,020 | $14,344-85.9% | $13,129-84.6% | $12,270-83.5% |