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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,808 | $162,136-7.6% | $152,301-1.6% | $154,746-3.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.58% | 91.02%-75.4pp | 80.50%-64.9pp | 172.34%-156.8pp |
| Employer contribution / active EE | $9,110 | $4,890+86.3% | $4,624+97.0% | $4,379+108.0% |
| Participant deferral / active EE | $12,732 | $8,341+52.6% | $8,004+59.1% | $6,730+89.2% |
| Admin fee / account holder | $2,020 | $15,759-87.2% | $14,398-86.0% | $14,365-85.9% |