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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,961 | $78,015-11.6% | $178,505-61.4% | $80,959-14.8% |
| Participation rate | 64.0% | 65.7%-1.7pp | 77.1%-13.1pp | 67.7%-3.7pp |
| Annual return | 15.15% | 18.10%-2.9pp | 27.16%-12.0pp | 35.67%-20.5pp |
| Employer contribution / active EE | $2,470 | $2,281+8.3% | $3,955-37.6% | $2,757-10.4% |
| Participant deferral / active EE | $3,697 | $4,406-16.1% | $6,280-41.1% | $4,300-14.0% |
| Admin fee / account holder | $2,341 | $7,160-67.3% | $10,428-77.6% | $6,925-66.2% |