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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $45,136 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $43,026 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,861 | $56,047+22.9% | $98,716-30.2% | $79,634-13.5% |
| Participation rate | 48.7% | 54.6%-5.9pp | 69.3%-20.6pp | 62.5%-13.8pp |
| Annual return | 19.45% | 17.58%+1.9pp | 31.81%-12.4pp | 36.46%-17.0pp |
| Employer contribution / active EE | $1,592 | $1,237+28.7% | $2,279-30.1% | $2,529-37.1% |
| Participant deferral / active EE | $3,388 | $2,469+37.2% | $4,048-16.3% | $3,835-11.6% |
| Admin fee / account holder | $296 | $1,512-80.4% | $8,703-96.6% | $1,002-70.4% |