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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,770 | $183,539-93.0% | $155,556-91.8% | $145,897-91.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 8.44% | 61.31%-52.9pp | 64.84%-56.4pp | 552.29%-543.8pp |
| Employer contribution / active EE | $3,911 | $5,315-26.4% | $4,675-16.4% | $4,663-16.1% |
| Participant deferral / active EE | $6,679 | $6,467+3.3% | $5,631+18.6% | $6,689-0.2% |
| Admin fee / account holder | $474 | $19,275-97.5% | $15,885-97.0% | $13,390-96.5% |