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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,361 | $70,366+48.3% | $66,674+56.5% | $138,895-24.9% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.7%+16.3pp | 79.9%+10.1pp |
| Annual return | 11.31% | 386.41%-375.1pp | 321.24%-309.9pp | 145.39%-134.1pp |
| Employer contribution / active EE | $2,060 | $2,765-25.5% | $2,620-21.4% | $4,194-50.9% |
| Participant deferral / active EE | $5,689 | $4,374+30.0% | $4,084+39.3% | $6,396-11.1% |
| Admin fee / account holder | $4,550 | $5,262-13.5% | $5,098-10.7% | $12,562-63.8% |