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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,950 | $102,382-25.8% | $147,005-48.3% | $80,874-6.1% |
| Participation rate | 77.8% | 75.8%+1.9pp | 82.2%-4.4pp | 67.6%+10.1pp |
| Annual return | 11.03% | 134.89%-123.9pp | 418.76%-407.7pp | 35.62%-24.6pp |
| Employer contribution / active EE | $6,276 | $3,715+68.9% | $4,934+27.2% | $2,756+127.8% |
| Participant deferral / active EE | $6,266 | $6,646-5.7% | $8,070-22.4% | $4,297+45.8% |
| Admin fee / account holder | $11,058 | $7,942+39.2% | $13,006-15.0% | $6,935+59.4% |