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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,950 | $102,422-25.8% | $147,117-48.4% | $80,959-6.2% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 11.03% | 135.16%-124.1pp | 420.54%-409.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $6,276 | $3,717+68.8% | $4,932+27.2% | $2,757+127.6% |
| Participant deferral / active EE | $6,266 | $6,652-5.8% | $8,065-22.3% | $4,300+45.7% |
| Admin fee / account holder | $11,058 | $7,953+39.0% | $12,993-14.9% | $6,925+59.7% |