Filed December 12, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP,LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $1,324,812 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $958,586 |
CREATIVE PLANNING LLC4 years Service code 19 5454 WEST 110TH STREET · OVERLAND PARK, KS 66221 | Securities Custodian | $99,500 |
BAKER TILLY US, LLP5 years Filed as: BAKER TILLY US LLP Service code 19 4807 INNOVATE LN · MADISON, WI 53718 | Securities Custodian | $78,750 |
FINANCIAL ENGINES1 year Filed as: FINANCIAL ENGINES ADVISORS LLC Service code 99 · EIN 77-0473565 | Other Fees | $5,015 |
CHARLES SCHWAB & CO., INC.6 years Service code 26 · EIN 94-1737782 | Advisory (Participants) | $1,687 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,711 | $149,910-47.5% | $150,298-47.6% | $142,480-44.8% |
| Participation rate | 58.3% | 75.1%-16.8pp | 77.8%-19.4pp | 76.2%-17.9pp |
| Annual return | 15.70% | 18.84%-3.1pp | 62.79%-47.1pp | 16.32%-0.6pp |
| Employer contribution / active EE | $1,910 | $2,086-8.5% | $4,154-54.0% | $3,867-50.6% |
| Participant deferral / active EE | $4,082 | $5,417-24.6% | $5,453-25.1% | $6,807-40.0% |
| Admin fee / account holder | $98 | $91+6.9% | $14,116-99.3% | $307-68.2% |