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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,932 | $124,425-56.7% | $112,040-51.9% | $137,256-60.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.06% | 24.72%-9.7pp | 24.52%-9.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,111 | $3,411-38.1% | $2,954-28.5% | $4,156-49.2% |
| Participant deferral / active EE | $3,472 | $5,718-39.3% | $5,098-31.9% | $6,407-45.8% |
| Admin fee / account holder | $7,659 | $15,207-49.6% | $12,098-36.7% | $12,270-37.6% |