See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $32,705 |
FRANKLIN BANK3 years Service code 19 · EIN 61-0547583 | Securities Custodian | $29,279 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,077 | $57,831+35.0% | $82,389-5.2% | $85,563-8.7% |
| Participation rate | 38.9% | 55.0%-16.1pp | 69.5%-30.7pp | 66.0%-27.1pp |
| Annual return | 14.13% | 17.86%-3.7pp | 28.67%-14.5pp | 31.51%-17.4pp |
| Employer contribution / active EE | $1,016 | $1,643-38.1% | $2,517-59.6% | $2,654-61.7% |
| Participant deferral / active EE | $2,619 | $3,118-16.0% | $4,155-37.0% | $4,375-40.1% |
| Admin fee / account holder | $385 | $1,391-72.3% | $7,231-94.7% | $834-53.8% |