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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,526 | $172,111+47.9% | $150,298+69.3% | $137,256+85.4% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 16.78% | 69.37%-52.6pp | 62.79%-46.0pp | 220.34%-203.6pp |
| Employer contribution / active EE | $8,741 | $4,636+88.5% | $4,154+110.4% | $4,156+110.3% |
| Participant deferral / active EE | $8,362 | $6,166+35.6% | $5,453+53.4% | $6,407+30.5% |
| Admin fee / account holder | $8,685 | $16,471-47.3% | $14,116-38.5% | $12,270-29.2% |