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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,004 | $172,111+4.0% | $150,298+19.1% | $137,256+30.4% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 19.98% | 69.37%-49.4pp | 62.79%-42.8pp | 220.34%-200.4pp |
| Employer contribution / active EE | $5,215 | $4,636+12.5% | $4,154+25.5% | $4,156+25.5% |
| Participant deferral / active EE | $10,328 | $6,166+67.5% | $5,453+89.4% | $6,407+61.2% |
| Admin fee / account holder | $1,542 | $16,471-90.6% | $14,116-89.1% | $12,270-87.4% |