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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,987 | $90,614-13.9% | $76,089+2.5% | $145,877-46.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.18% | 623.80%-611.6pp | 360.94%-348.8pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,423 | $3,324+3.0% | $2,690+27.2% | $4,663-26.6% |
| Participant deferral / active EE | $10,824 | $5,168+109.4% | $4,259+154.1% | $6,691+61.8% |
| Admin fee / account holder | $1,486 | $8,376-82.3% | $6,418-76.9% | $13,402-88.9% |