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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $860,828 | $201,344+327.5% | $184,243+367.2% | $145,877+490.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.42% | 29.01%-19.6pp | 28.82%-19.4pp | 551.28%-541.9pp |
| Employer contribution / active EE | $704 | $7,022-90.0% | $6,427-89.0% | $4,663-84.9% |
| Participant deferral / active EE | $11,772 | $9,807+20.0% | $9,132+28.9% | $6,691+75.9% |
| Admin fee / account holder | $11,295 | $16,382-31.1% | $13,914-18.8% | $13,402-15.7% |