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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $860,828 | $201,370+327.5% | $184,256+367.2% | $145,897+490.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.42% | 29.05%-19.6pp | 28.85%-19.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $704 | $7,024-90.0% | $6,427-89.0% | $4,663-84.9% |
| Participant deferral / active EE | $11,772 | $9,808+20.0% | $9,133+28.9% | $6,689+76.0% |
| Admin fee / account holder | $11,295 | $16,364-31.0% | $13,899-18.7% | $13,390-15.6% |