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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,757 | $174,018-19.7% | $136,833+2.1% | $198,609-29.6% |
| Participation rate | 27.3% | 65.1%-37.9pp | 59.0%-31.8pp | 82.4%-55.1pp |
| Annual return | 15.22% | 35.16%-19.9pp | 35.32%-20.1pp | 202.70%-187.5pp |
| Employer contribution / active EE | $490 | $1,571-68.8% | $1,319-62.9% | $5,055-90.3% |
| Participant deferral / active EE | $3,215 | $2,873+11.9% | $2,441+31.7% | $6,977-53.9% |
| Admin fee / account holder | $166,707 | $5,434+2967.6% | $4,706+3442.6% | $19,030+776.0% |