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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,757 | $94,439+48.0% | $73,658+89.7% | $154,746-9.7% |
| Participation rate | 27.3% | 64.7%-37.4pp | 57.0%-29.8pp | 80.7%-53.4pp |
| Annual return | 15.22% | 28.25%-13.0pp | 29.72%-14.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $490 | $1,257-61.0% | $1,032-52.6% | $4,379-88.8% |
| Participant deferral / active EE | $3,215 | $2,527+27.2% | $2,062+55.9% | $6,730-52.2% |
| Admin fee / account holder | $166,707 | $3,843+4238.0% | $3,357+4866.4% | $14,365+1060.5% |