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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,928 | $102,422+5.4% | $147,117-26.6% | $80,959+33.3% |
| Participation rate | 76.2% | 75.9%+0.3pp | 82.2%-6.0pp | 67.7%+8.5pp |
| Annual return | 10.36% | 135.16%-124.8pp | 420.54%-410.2pp | 35.67%-25.3pp |
| Employer contribution / active EE | $7,260 | $3,717+95.3% | $4,932+47.2% | $2,757+163.3% |
| Participant deferral / active EE | $5,479 | $6,652-17.6% | $8,065-32.1% | $4,300+27.4% |
| Admin fee / account holder | $6,309 | $7,953-20.7% | $12,993-51.4% | $6,925-8.9% |