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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,932 | $112,729-53.0% | $98,716-46.4% | $137,256-61.4% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.3%-6.8pp | 80.0%-17.5pp |
| Annual return | 19.36% | 38.48%-19.1pp | 31.81%-12.5pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,215 | $2,725-55.4% | $2,279-46.7% | $4,156-70.8% |
| Participant deferral / active EE | $4,549 | $4,640-2.0% | $4,048+12.4% | $6,407-29.0% |
| Admin fee / account holder | $172 | $10,129-98.3% | $8,703-98.0% | $12,270-98.6% |