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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,571 | $86,949-82.1% | $102,460-84.8% | $80,959-80.8% |
| Participation rate | 97.1% | 72.4%+24.7pp | 76.5%+20.5pp | 67.7%+29.4pp |
| Annual return | 9.84% | 18.89%-9.1pp | 29.47%-19.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,025-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,840 | $4,121-6.8% | $5,056-24.1% | $4,300-10.7% |
| Admin fee / account holder | $3,207 | $8,048-60.2% | $9,460-66.1% | $6,925-53.7% |