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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,487 | $108,882+91.5% | $96,754+115.5% | $154,746+34.7% |
| Participation rate | 88.9% | 75.1%+13.8pp | 70.3%+18.6pp | 80.7%+8.2pp |
| Annual return | 13.20% | 98.39%-85.2pp | 82.04%-68.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $4,740 | $3,018+57.0% | $2,679+76.9% | $4,379+8.2% |
| Participant deferral / active EE | $10,477 | $5,323+96.8% | $4,758+120.2% | $6,730+55.7% |
| Admin fee / account holder | $13,326 | $10,200+30.6% | $8,905+49.7% | $14,365-7.2% |