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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,172 | $129,737+61.2% | $119,126+75.6% | $154,746+35.2% |
| Participation rate | 88.9% | 78.9%+10.0pp | 75.8%+13.1pp | 80.7%+8.2pp |
| Annual return | 15.90% | 379.08%-363.2pp | 282.11%-266.2pp | 172.34%-156.4pp |
| Employer contribution / active EE | $3,146 | $4,375-28.1% | $4,034-22.0% | $4,379-28.2% |
| Participant deferral / active EE | $17,000 | $5,842+191.0% | $5,318+219.7% | $6,730+152.6% |
| Admin fee / account holder | $4,333 | $11,961-63.8% | $10,693-59.5% | $14,365-69.8% |