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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,807 | $108,825+125.9% | $156,181+57.4% | $82,448+198.1% |
| Participation rate | 68.3% | 72.4%-4.1pp | 78.8%-10.6pp | 68.1%+0.2pp |
| Annual return | 18.40% | 20.59%-2.2pp | 64.87%-46.5pp | 41.64%-23.2pp |
| Employer contribution / active EE | $2,743 | $2,870-4.4% | $4,294-36.1% | $2,551+7.5% |
| Participant deferral / active EE | $5,739 | $4,577+25.4% | $6,132-6.4% | $4,139+38.7% |
| Admin fee / account holder | $11,307 | $9,341+21.1% | $14,586-22.5% | $7,234+56.3% |