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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,808 | $160,070-27.0% | $147,117-20.6% | $145,897-19.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.09% | 98.69%-77.6pp | 420.54%-399.5pp | 552.29%-531.2pp |
| Employer contribution / active EE | $7,297 | $5,285+38.1% | $4,932+47.9% | $4,663+56.5% |
| Participant deferral / active EE | $5,713 | $8,419-32.1% | $8,065-29.2% | $6,689-14.6% |
| Admin fee / account holder | $1,493 | $15,035-90.1% | $12,993-88.5% | $13,390-88.8% |