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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,440 | $154,228-14.1% | $145,433-8.9% | $137,256-3.5% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 14.43% | 74.59%-60.2pp | 66.58%-52.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $10,958 | $4,804+128.1% | $4,554+140.6% | $4,156+163.7% |
| Participant deferral / active EE | $10,386 | $8,216+26.4% | $7,897+31.5% | $6,407+62.1% |
| Admin fee / account holder | $3,010 | $14,344-79.0% | $13,129-77.1% | $12,270-75.5% |