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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,100 | $154,228-26.0% | $145,433-21.5% | $137,256-16.9% |
| Participation rate | 90.5% | 83.8%+6.7pp | 82.1%+8.4pp | 80.0%+10.5pp |
| Annual return | 13.73% | 74.59%-60.9pp | 66.58%-52.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,687 | $4,804-44.1% | $4,554-41.0% | $4,156-35.3% |
| Participant deferral / active EE | $6,703 | $8,216-18.4% | $7,897-15.1% | $6,407+4.6% |
| Admin fee / account holder | $10,678 | $14,344-25.6% | $13,129-18.7% | $12,270-13.0% |