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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,750 | $172,111+25.9% | $150,298+44.2% | $137,256+57.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.16% | 69.37%-56.2pp | 62.79%-49.6pp | 220.34%-207.2pp |
| Employer contribution / active EE | $12,998 | $4,636+180.4% | $4,154+212.9% | $4,156+212.8% |
| Participant deferral / active EE | $6,009 | $6,166-2.5% | $5,453+10.2% | $6,407-6.2% |
| Admin fee / account holder | $957 | $16,471-94.2% | $14,116-93.2% | $12,270-92.2% |