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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,450 | $81,358-51.5% | $155,556-74.6% | $80,959-51.3% |
| Participation rate | 82.8% | 66.3%+16.5pp | 78.2%+4.5pp | 67.7%+15.1pp |
| Annual return | 7.37% | 33.39%-26.0pp | 64.84%-57.5pp | 35.67%-28.3pp |
| Employer contribution / active EE | $6 | $3,106-99.8% | $4,675-99.9% | $2,757-99.8% |
| Participant deferral / active EE | $3,039 | $3,455-12.1% | $5,631-46.0% | $4,300-29.3% |
| Admin fee / account holder | $2,489 | $7,994-68.9% | $15,885-84.3% | $6,925-64.1% |