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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,976 | $111,814-41.0% | $103,374-36.2% | $145,959-54.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.35% | 24.77%-12.4pp | 24.89%-12.5pp | 561.95%-549.6pp |
| Employer contribution / active EE | $15,451 | $4,214+266.7% | $3,869+299.3% | $4,661+231.5% |
| Participant deferral / active EE | $17,714 | $5,618+215.3% | $5,058+250.2% | $6,689+164.8% |
| Admin fee / account holder | $26,232 | $9,754+168.9% | $8,394+212.5% | $13,398+95.8% |