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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,923 | $124,980-66.5% | $108,359-61.3% | $154,746-72.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.29% | 45.00%-25.7pp | 36.89%-17.6pp | 172.34%-153.1pp |
| Employer contribution / active EE | $6,793 | $2,851+138.3% | $2,399+183.1% | $4,379+55.1% |
| Participant deferral / active EE | $3,301 | $4,743-30.4% | $4,137-20.2% | $6,730-51.0% |
| Admin fee / account holder | $2,143 | $11,502-81.4% | $9,741-78.0% | $14,365-85.1% |