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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,742 | $111,878-75.2% | $93,727-70.4% | $145,897-81.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 9.91% | 204.28%-194.4pp | 133.83%-123.9pp | 552.29%-542.4pp |
| Employer contribution / active EE | $5,591 | $3,092+80.8% | $2,421+130.9% | $4,663+19.9% |
| Participant deferral / active EE | $2,759 | $4,920-43.9% | $4,417-37.5% | $6,689-58.8% |
| Admin fee / account holder | $2,356 | $10,256-77.0% | $8,292-71.6% | $13,390-82.4% |