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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,091 | $102,429-85.3% | $147,096-89.7% | $80,925-81.4% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 27.15% | 135.02%-107.9pp | 419.75%-392.6pp | 35.65%-8.5pp |
| Employer contribution / active EE | $1,261 | $3,716-66.1% | $4,936-74.5% | $2,756-54.3% |
| Participant deferral / active EE | $2,469 | $6,649-62.9% | $8,071-69.4% | $4,299-42.6% |
| Admin fee / account holder | $867 | $7,957-89.1% | $13,005-93.3% | $6,940-87.5% |