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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,463 | $160,070-23.5% | $147,117-16.8% | $145,897-16.1% |
| Participation rate | 46.2% | 84.0%-37.9pp | 82.2%-36.0pp | 80.3%-34.2pp |
| Annual return | 21.72% | 98.69%-77.0pp | 420.54%-398.8pp | 552.29%-530.6pp |
| Employer contribution / active EE | $2,514 | $5,285-52.4% | $4,932-49.0% | $4,663-46.1% |
| Participant deferral / active EE | $7,092 | $8,419-15.8% | $8,065-12.1% | $6,689+6.0% |
| Admin fee / account holder | $58 | $15,035-99.6% | $12,993-99.6% | $13,390-99.6% |