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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,068 | $76,785-84.3% | $56,441-78.6% | $145,959-91.7% |
| Participation rate | 20.0% | 63.2%-43.2pp | 52.5%-32.5pp | 80.3%-60.3pp |
| Annual return | 19.22% | 3000.51%-2981.3pp | 1704.21%-1685.0pp | 561.95%-542.7pp |
| Employer contribution / active EE | $307 | $1,381-77.8% | $1,039-70.5% | $4,661-93.4% |
| Participant deferral / active EE | $461 | $2,624-82.4% | $1,953-76.4% | $6,689-93.1% |
| Admin fee / account holder | $346 | $3,334-89.6% | $2,829-87.8% | $13,398-97.4% |