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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,362 | $29,716+25.7% | $56,077-33.4% | $80,925-53.8% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.6pp | 67.7%-10.5pp |
| Annual return | 16.46% | 35.30%-18.8pp | 1709.28%-1692.8pp | 35.65%-19.2pp |
| Employer contribution / active EE | $1,163 | $671+73.4% | $1,040+11.8% | $2,756-57.8% |
| Participant deferral / active EE | $2,220 | $1,228+80.7% | $1,954+13.6% | $4,299-48.4% |
| Admin fee / account holder | $170 | $2,432-93.0% | $2,825-94.0% | $6,940-97.6% |