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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,110 | $111,535+38.2% | $105,223+46.5% | $137,256+12.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.12% | 237.85%-222.7pp | 180.65%-165.5pp | 220.34%-205.2pp |
| Employer contribution / active EE | $12,718 | $3,939+222.8% | $3,689+244.8% | $4,156+206.0% |
| Participant deferral / active EE | $8,704 | $5,500+58.3% | $5,072+71.6% | $6,407+35.9% |
| Admin fee / account holder | $4,923 | $9,721-49.4% | $8,859-44.4% | $12,270-59.9% |