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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,110 | $171,492-10.1% | $150,734+2.2% | $198,609-22.4% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.12% | 804.70%-789.6pp | 600.81%-585.7pp | 202.70%-187.6pp |
| Employer contribution / active EE | $12,718 | $5,470+132.5% | $4,918+158.6% | $5,055+151.6% |
| Participant deferral / active EE | $8,704 | $6,259+39.1% | $5,610+55.2% | $6,977+24.8% |
| Admin fee / account holder | $4,923 | $17,628-72.1% | $14,905-67.0% | $19,030-74.1% |