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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,138 | $108,942+116.8% | $100,415+135.2% | $145,897+61.9% |
| Participation rate | 76.9% | 83.0%-6.1pp | 81.5%-4.6pp | 80.3%-3.4pp |
| Annual return | 11.75% | 58.27%-46.5pp | 49.47%-37.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $0 | $4,422-100.0% | $3,943-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,742 | $8,461-20.3% | $8,091-16.7% | $6,689+0.8% |
| Admin fee / account holder | $2,450 | $9,702-74.7% | $7,906-69.0% | $13,390-81.7% |