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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,971 | $196,972-27.4% | $182,262-21.6% | $198,609-28.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.17% | 158.27%-149.1pp | 140.60%-131.4pp | 202.70%-193.5pp |
| Employer contribution / active EE | $3,738 | $5,364-30.3% | $5,046-25.9% | $5,055-26.1% |
| Participant deferral / active EE | $11,724 | $8,643+35.7% | $8,276+41.7% | $6,977+68.0% |
| Admin fee / account holder | $1,888 | $18,429-89.8% | $16,712-88.7% | $19,030-90.1% |