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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,081 | $95,453+17.4% | $112,0400% | $82,448+35.9% |
| Participation rate | 79.7% | 72.8%+6.9pp | 76.5%+3.2pp | 68.1%+11.6pp |
| Annual return | 11.87% | 23.92%-12.1pp | 24.52%-12.7pp | 41.64%-29.8pp |
| Employer contribution / active EE | $1,592 | $2,318-31.3% | $2,954-46.1% | $2,551-37.6% |
| Participant deferral / active EE | $3,868 | $4,224-8.4% | $5,098-24.1% | $4,139-6.6% |
| Admin fee / account holder | $11,741 | $9,013+30.3% | $12,098-2.9% | $7,234+62.3% |