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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,249 | $86,949+8.4% | $102,460-8.0% | $80,959+16.4% |
| Participation rate | 79.7% | 72.4%+7.3pp | 76.5%+3.2pp | 67.7%+12.0pp |
| Annual return | 11.94% | 18.89%-7.0pp | 29.47%-17.5pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,342 | $2,370-43.4% | $3,025-55.6% | $2,757-51.3% |
| Participant deferral / active EE | $3,502 | $4,121-15.0% | $5,056-30.7% | $4,300-18.6% |
| Admin fee / account holder | $7,346 | $8,048-8.7% | $9,460-22.3% | $6,925+6.1% |