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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,445,390 | $149,040+869.8% | $120,225+1102.2% | $137,256+953.1% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 9.44% | 605.68%-596.2pp | 439.23%-429.8pp | 220.34%-210.9pp |
| Employer contribution / active EE | $43,991 | $4,350+911.2% | $3,475+1165.8% | $4,156+958.5% |
| Participant deferral / active EE | $34,750 | $4,655+646.6% | $3,999+769.0% | $6,407+442.4% |
| Admin fee / account holder | $26,744 | $6,348+321.3% | $5,696+369.5% | $12,270+118.0% |