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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,965 | $107,666+33.7% | $102,184+40.9% | $154,746-7.0% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 10.91% | 29.33%-18.4pp | 31.58%-20.7pp | 172.34%-161.4pp |
| Employer contribution / active EE | $1,486 | $3,846-61.4% | $3,594-58.6% | $4,379-66.1% |
| Participant deferral / active EE | $2,972 | $8,719-65.9% | $8,309-64.2% | $6,730-55.8% |
| Admin fee / account holder | $3,934 | $12,943-69.6% | $11,609-66.1% | $14,365-72.6% |