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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,783 | $108,942+15.5% | $100,415+25.3% | $145,897-13.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.54% | 58.27%-52.7pp | 49.47%-43.9pp | 552.29%-546.8pp |
| Employer contribution / active EE | $1,362 | $4,422-69.2% | $3,943-65.5% | $4,663-70.8% |
| Participant deferral / active EE | $2,725 | $8,461-67.8% | $8,091-66.3% | $6,689-59.3% |
| Admin fee / account holder | $3,780 | $9,702-61.0% | $7,906-52.2% | $13,390-71.8% |