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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,965 | $100,970+42.6% | $96,576+49.1% | $137,256+4.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 10.91% | 38.16%-27.2pp | 38.47%-27.6pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,486 | $3,809-61.0% | $3,553-58.2% | $4,156-64.2% |
| Participant deferral / active EE | $2,972 | $8,286-64.1% | $7,956-62.6% | $6,407-53.6% |
| Admin fee / account holder | $3,934 | $11,312-65.2% | $11,381-65.4% | $12,270-67.9% |